Prepaid phone cards can offer a great bargain-if you read the fineprint, look for the right deal and use caution. Some tips:
Buy cards that fit your calling patterns. If you plan to make oneor two long calls, a card with a low per-minute rate is probably agood deal, even if the connection fees are steep. If you makefrequent calls averaging less than 10 minutes, use a card without aconnection fee. If your calling pattern varies, consider buying twotypes of cards.
Always read the fine print. Beware of vague phrases such as:"Additional charges may apply." If you can't figure out how much aparticular call would cost, don't buy the card.
Until you know which card best meets your needs, buy in smalldenominations-$5 or $10.
If you plan to call from a pay phone, check out the surcharge.Many cards charge 50 cents for each call from a pay phone, but somecharge more. Calls to cellular phones sometimes cost more, too.
Write down the card's customer service number. Keep it somewheresafe.
Check out the expiration date so you don't get left with unusedminutes.
If you think you've been ripped off, you can call the Illinoisattorney general's office at (800) 386-5438 or the Better BusinessBureau at (312) 832-0500.
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